Have you ever wanted to experience clear vision without the aid of glasses or contacts? If so, then LASIK eye surgery may be an ideal choice. A revolutionary vision enhancement procedure, LASIK permanently corrects near-sightedness, far-sightedness, and other impairments.
Although LASIK is becoming increasingly popular, the cost of surgery is prohibitive for some patients. In fact, recent reports suggest that the price of LASIK ranges from $1,200- 3,000 for each eye. Further, because the procedure is considered elective or even cosmetic, many insurance companies can opt not to cover the cost of treatment.
Fortunately, patients who want to pursue LASIK may have additional options for financing their procedures. Here are some ways in which patients can make their laser eye surgeries more affordable:
While most major insurance providers don’t cover LASIK at this time, certain patients may prove to be exceptions to the rule. If you are unable to wear glasses because of an illness or injury, your insurance provider may be required to cover your LASIK treatment. Further, patients who require LASIK for cataracts, those with refractive errors resulting from injuries, and individuals with lens intolerance or allergies may qualify for exceptions.
Additionally, a patient’s career choice can have an effect on her LASIK coverage. Active military members, police, fire fighters, and those involved in professional athletics may meet the requirements for insurance-covered LASIK.
For more information, contact your insurance provider to discuss your particular vision condition and circumstances. If you get your health insurance from your employer, you may also want to speak to the human resources department to learn more about your benefits and find out if they include LASIK.
Even if your insurance plan doesn’t cover LASIK in its entirety, you may be able to take advantage of various discount offers. Many insurance companies negotiate with preferred providers to offer lower prices to their members. Before paying full price for LASIK, take the time to speak with your insurance provider about possible discounts.
Patients who don’t qualify for discounts can often set up payment plans to make LASIK surgery more affordable. Companies like Care Credit offer no-interest financing for periods of 6, 12, 18, and 24 months. Additionally, Care Credit can help you to find a skilled eye surgeon in your area.
Choosing a LASIK Provider
The cost of LASIK varies depending on the area of the country in which you live and the experience level of your surgeon. Not all LASIK providers utilize the most sophisticated technologies, and it’s important to choose a qualified surgeon with the skill to protect your vision; after all, healthy eyes are invaluable.
Additionally, prospective LASIK patients should take the time to research pricing options carefully. Even if the advertised price seems reasonable, it may not include all applicable costs such as follow-up exams and testing.
Don’t let the cost of LASIK prevent you from receiving the care and treatment you need. By considering all your options with regard to financing, you can boost your chances of enjoying perfect visions for years to come.